My balance: ₦0.00 

How to Fund My Wallet

You can fund your wallet in three (3) different ways;


  1. Gems Mobile Internal Funding
    • Wallet-to-Wallet Funding
    • This is when you request another Gems Mobile Money member to fund your wallet from his wallet balance. With this funding style, account top up is instant.
  2. External Funding
    • Payment via Banking hall
    • This is when you make a deposit via the banking hall into any of our bank accounts. With this funding style, account top up may take up to few minutes (depending on timeliness of payment notification receipt)

      NOTE: Payment should be made with your username or phone number as sender and SMS SHOULD BE SENT TO (08067496773) in the format [your_username] PAID [AMOUNT] [BANK USED] [DAY OF PAYMENT] FUND WALLET.
      E.g. (guest PAID ₦5000 [GTBANK or UBA] [TODAY/YESTERDAY] FUND WALLET)

    • Payment via Internet transfers
    • This is when you make an internet transfer using any known internet banking App or available options provided on our platform.
      E.g. (guest PAID 5000 [GTBANK or UBA] [TODAY/YESTERDAY] FUND WALLET)

ACCOUNT DETAILS AVAILABLE TO LOGGED IN USERS!

How to Buy Airtime

You can buy Airtime in TWO (2) different ways;

  1. HOW TO BUY AIRTIME [VTU]
    • BUY ONLINE
    • Buy Airtime [VTU] online when you're logged in to the system. Visit the Transaction page to buy now.
    • BUY ONLINE [VIA WHATSAPP]
    • Buy Airtime [VTU] via WhatsApp when you have poor internet service or when you don't fele like logging in to the system. Order via WhatsApp now.
    • BUY ONLINE [VIA TELEGRAM]
    • Buy Airtime [VTU] via Telegram when you have poor internet service or when you don't fee like logging in to the system. Order via Telegram now.
    • BUY OFFLINE
    • Buy Airtime [VTU] offline when you don't have access to the internet or when you don't feel like coming online. To request for VTU offline YOUR ACCOUNT MUST BE FUNDED APPROPRIATELY, once you're sure your account is funded you can send SMS in the format SEND VTU [AMOUNT] [your_username] [beneficiary_phone_number].

      E.g. (SEND VTU 400 guest 08050000000)

      .
  2. HOW TO BUY AIRTIME [VOUCHER]
    • BUY ONLINE
    • This can only be done online by when you're logged in to the system. Visit the Transaction page now.

How to Buy Data

You can buy Mobile Data in FOUR (4) different ways;

  1. HOW TO BUY MOBILE DATA
    • BUY ONLINE
    • Buy Mobile Data online when you're logged in to the system. Visit the Transaction page to buy now.
    • BUY ONLINE [VIA WHATSAPP]
    • Buy Mobile Data via WhatsApp when you have poor internet service or when you don't feel like logging in to the system. Order via WhatsApp now.
    • BUY ONLINE [VIA TELEGRAM]
    • Buy Mobile Data via Telegram when you have poor internet service or when you don't fee like logging in to the system. Order via Telegram now.
    • BUY OFFLINE
    • Firstly, be sure we have the data plan listed on our portal. Visit Data Plans menu to confirm
      Buy Mobile Data offline when you don't have access to the internet or when you don't feel like coming online. To request for Mobile Data offline YOUR ACCOUNT MUST BE FUNDED APPROPRIATELY, once you're sure your account is funded you can send SMS in the format SEND DATA [NETWORK] [SIZE_IN_MB_or_GB] [your_username] [beneficiary_phone_number].

      E.g. (SEND DATA GLO 2G guest 08067496773)

      .
  2. HOW TO BUY BROADBAND (WIRELESS) DATA
    • BUY ONLINE
    • Buy Broadband Data online when you're logged in to the system. Visit the Transaction page to buy now.

How to Buy Bulk ePins

You can buy Bulk ePins in ONE (1) way;

  1. HOW TO BUY BULK ePINS
    • BUY ONLINE
    • Buy Bulk ePins online when you're logged in to the system. Visit the Transaction page to order now.

      NOTE: YOU CAN ONLY BUY BULK ePINS FROM US IF YOU HAVE PURCHASED DITCO PIN LOADER SOFTWARE.

How to Make General Request

  1. HOW TO MAKE GENERAL REQUEST
    • MAKE GENERAL REQUEST OFFLINE
    • You can make random request on Gems Mobile Money provided the request is a service or goods listed on Gems Mobile Money or not listed (but within the scope of our service) and such request guide is not indicated on the HOW-TO guide.

      In this case, such request may be forwarded briefly in SMS to our phone or in detail to our mail.

How to Earn on GEMS Mobile Money ₦

WE ARE FLEXIBLE, EVERYONE ENJOYS DAILY BONUS

  1. EARNING THROUGH AIRTIME
    • VIRTUAL TOP UP [VTU]
    • When a Gems Mobile Money customer buys VTU, it is sold at 2% discount (TO ALL NETWORKS)

      NOTE: We are boosting the discount soon, expect higher discount.

    • VOUCHER PIN
    • When a Gems Mobile Money customer buys AIRTIME [RECHARGEABLE VOUCHER], it is sold at 1% discount (TO ALL NETWORKS)

      NOTE: We are boosting the discount soon, expect higher discount.

  2. EARNING THROUGH BILLS PAYMENT
    • CABLE TV, UTILITY BILL and PHCN SUBSCRIPTION
    • There has not been any platform like this that has brought smile and convenience to Nigerians. When a Gems Mobile Money customer pays for Cable TV, Utility Bills, PHCN Bills, convenience fees are charged at minimum of 10% discounts except on #Promo Days which attracts higher discounts.

      SEE HOW: OTHERS CHARGE ₦100 Convenience fee BUT GEMS Mobile Money GIVES 10% discounts ON NORMAL DAYS and 20% on #Promo20 days, 30% on #Promo30 days, 40% on #Promo40 days.

    • BROADBAND (WIRELESS DATA) SUBSCRIPTION
    • Again, Gems Mobile Money is the first platform that has brought smile and convenience to Nigerians. When a Gems Mobile Money customer pays for Broadband Data subscription such as Spectranet 4G, Smile Communications, Swift 4G and lots of others, convenience fees are charged at minimum of 10% discounts except on #Promo Days which attracts higher discounts.

      SEE HOW: OTHERS CHARGE ₦100 Convenience fee BUT GEMS Mobile Money GIVES 10% discounts ON NORMAL DAYS and 20% on #Promo20 days, 30% on #Promo30 days, 40% on #Promo40 days.

    • BET WALLET FUNDING
    • YES! You can fund your BETs Wallet such as NairaBET, SureBET, BET9ja, 1960BET, MerryBET, Lotteries, and lots of others via GEMS Mobile Money.
      The funding attracts ₦100 Convenience fee BUT GEMS Mobile Money GIVES 10% discounts ON NORMAL DAYS and 20% on #Promo20 days, 30% on #Promo30 days, 40% on #Promo40 days.

    • CHURCH & CHARITY DONATIONS
    • YES! You can donate to Religious and Charitable Organizations such as IREDE Foundation, RCCG (Peace Assembly), Slum2School Africa, DawahNigeria, Freedom Foundation, Buhari Support Organizatio (BSO), and lots of others via GEMS Mobile Money.
      The funding attracts ₦100 Convenience fee BUT GEMS Mobile Money GIVES 10% discounts ON NORMAL DAYS and 20% on #Promo20 days, 30% on #Promo30 days, 40% on #Promo40 days.

  3. EARNING AS A SELLER OR RESELLER
    • RECHARGE CARDS PRINTING SOFTWARE
    • GEMS Mobile Money is an accredited distributor of the popular and best selling RECHARGE CARDS PRINTING SOFTWARE, DITCO PIN LOADER.
      As a reseller of this software, you get it at ₦7,000 against the actual selling price of ₦9,500 or ₦10,000 and you can re-sell at your own price.

      NOTE: All your customers can be referred to us for Bulk ePins purchase.

      Learn more

    • DIGITAL ITEMS ON GMM
    • THIS IS COMING SOON. PLEASE CHECK BACK!


NOTE: THESE BENEFITS ARE RESTRICTED! ONLY GEMS MOBILE MONEY MEMBER CAN BE A BENEFICIARY!! JOIN NOW

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